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You've probably seen ads from companies promising a “new credit identity” — that is, a fresh start for your credit history.

It may seem like just the thing you need to get your credit back on track, but it’s actually a scam.

With more than 77 million members looking for one-night stands, threesomes, swingers, affairs, and more, Adult Friend Finder (AFF) makes sure you’ll never run out of sexy things to talk about and people to discuss them with.

Below we have a graph our experts have made to help you pinpoint the key facts about AFF: “Make no mistake: this site isn't about making friends, it's about short-term "hookups" and affairs only.

They may call it a CPN — a credit profile number or a credit privacy number.

Or, they may direct you to apply for an EIN — an Employer Identification Number — from the Internal Revenue Service (IRS).

August 13, 2014 - On IOS devices we have changed the format so that the user will go directly to the live web cam host's room instead of trying to show a preview.

This removes the clunkiness (yes that is a technical term) that IOS users were experiencing and will make visiting our live sex cams a more rewarding experience.

Hopefully we will have a good solution in the next couple of days.

If your credit is less than golden, there are steps you can take to repair it on your own, at no cost.

Only time and a personal debt repayment plan will improve your credit.

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June 5, 2014 - Due to popular demand we have added Cam Dudes, Shemales and Couples to our Cam Foxes selection.

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